PROJECT CALCULATOR
Bridge-to-Let Calculator
Bridge-to-Let Calculator: use this tool to model the financial structure of a property purchase funded initially by bridging finance and later refinanced onto a buy-to-let mortgage.
It allows you to test purchase costs, refurbishment spend, SDLT, bridging interest, rental yield, return on investment, cash released on refinance and the remaining cash position. It is not a lending decision, but it can expose weak assumptions before a case is presented to funders.
Dashboard
At-a-glance summary of the key outputs, including total cost, net yield, ROI and cash position.
Inputs
Enter your purchase price, costs, bridging terms, refurbishment budget and letting assumptions.
Detailed Outputs
Full breakdown of the bridge cost, refinance position, yield calculations and return metrics.
Cashflows
Month-by-month cashflow across the bridging period and into the let phase.
A note on accuracy
We have taken care to refine the underlying logic of this analyser. However, property finance calculations are sensitive to assumptions about purchase costs, works cost, finance terms, valuation, rental income and refinance criteria. The results should therefore be treated as estimates rather than guarantees. Actual costs, rates and returns will depend on the specific lender, property and circumstances of each transaction. The calculator does not replace lender underwriting or professional advice. If you would like to discuss a live case, please get in touch directly.