10 Questions to Ask Before You Commit Capital to a Development Project
Most development appraisals tell you whether a project works on paper. They rarely tell you whether there is enough capital behind it to survive what paper never shows.
This checklist covers the ten questions a lender’s credit committee will eventually ask. It is worth asking them yourself first, when you still have room to act on the answers.
What the checklist covers
Each question targets a specific vulnerability in the capital position of an SME development project. The topics covered include finance cost exposure, contingency adequacy, exit realism, sales period risk, contractor failure, drawdown conditions and personal liquidity.
The questions are direct and the explanations are practical. There is no jargon and no sales content. It takes around ten minutes to work through honestly. That ten minutes is worth considerably more than it costs.
The projects currently failing in the market are not, for the most part, the product of bad judgement. They are the product of capital positions that were adequate for the base case and nothing else.
Download your free copy
Complete the short form below and the checklist will be sent to you immediately by email. If there is anything in your current project worth discussing before capital is committed, we will be in touch.
EAS Finance will not pass your details to third parties. You may receive occasional relevant commentary from us. You can unsubscribe at any time. Your details are held securely in accordance with our privacy policy.
About EAS Finance
EAS Finance is an independent property and commercial finance brokerage. We work with SME developers and their professional advisers before funding is arranged — analysing deal structure, stress-testing appraisals and identifying the right lender for the transaction.
We are an appointed representative of White Rose Finance Group Ltd (FRN 630772) and members of the NACFB.
EAS Finance is a trading name of Elite Admin Services Ltd (FRN 1044838), appointed representative of White Rose Finance Group Ltd, authorised and regulated by the Financial Conduct Authority under FRN 630772. EAS Finance is a credit broker, not a lender. This page is produced for information purposes only and does not constitute regulated financial advice.