Independent property finance broker

Property finance, structured from the deal outward.

Independent property finance broker London, working UK-wide. Bridging, development and commercial finance, assessed using institutional analytical methods. Deal structure, exit strategy and the credibility of the underlying numbers are tested before any lender is approached. NACFB member. FCA Appointed Representative, FRN 1044838.

FCA regulated Appointed Representative, FRN 1044838
300+ lenders Independent access, no single lender promoted
Fast decisions Same-day response on every enquiry
Based in London Working across the UK
What we do

Independent property finance broker, London and UK-wide.

EAS Finance is an independent property finance broker based in London, arranging bridging, development, buy-to-let and commercial finance for business owners and investors across the UK and internationally. We work with a panel of over 300 specialist lenders, including funders not accessible through high street banks.

The approach is institutional in origin. Every transaction is assessed against deal structure, exit strategy, security and the credibility of the underlying numbers. We stress-test assumptions, model variability rather than relying on a single deterministic schedule, and separate what is known from what is assumed. Only then are lenders approached, and only those whose appetite fits the structure of the deal.

Institutional method

Risk and structure assessed first, lender chosen second. Institutional analytical methods applied to UK property and commercial finance.

Free appraisal stress-test

For developers and their professional advisers: an independent stress-test of GDV, build cost, programme and exit assumptions. Useful before lender engagement. No fee, no obligation.

Complex cases welcome

Tight deadlines, marginal LTGDV, unusual security, distressed schemes. The transactions where careful packaging and lender selection matter most.

Our services

Finance across the full capital stack.

Bridging Finance

Short-term secured loans for auction purchases, chain breaks, refurbishment, and time-sensitive acquisitions.

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Development Finance

Staged funding for ground-up residential, mixed-use, and conversion schemes aligned with the build programme.

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Commercial Finance

Commercial mortgages and bridging for owners and investors, including complex cases and unusual structures.

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The property finance journey

How transactions typically progress.

Most property transactions follow a recognisable path through the capital stack. Understanding where your deal sits shapes the finance structure from the outset.

01

Bridging Finance

Short-term lending for auctions, chain breaks, and acquisitions where speed is the priority.

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02

Development Finance

Staged funding for ground-up residential and conversion projects from land acquisition to completion.

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03

Buy-to-Let Finance

Stabilised assets moving into longer-term investment finance for HMOs and portfolios.

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04

Commercial Mortgages

Business assets secured on long-term mortgage terms for retail, office, and industrial use.

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