EAS Finance Workspace

Property and Business Finance Calculator

Use a larger screen The Workspace is not designed for use on a phone. Please open it on a tablet, laptop or desktop computer before entering figures.

The EAS Finance Workspace is a free property and business finance calculator designed to help you examine a transaction from a funding and lender perspective. Model the numbers, funding structure, cash requirement and important assumptions before approaching a lender.

What does the transaction actually look like from a lender’s perspective?

Start the Workspace → Free to use. No email required.
If you get stuck, ask the built-in chatbot. It can explain a question, help you understand what information may be needed and guide you through unfamiliar parts of the Workspace.
Development finance Ground-up, conversion, refurbishment and part-complete schemes.
Bridging finance Purchase, refinance, capital raising, refurbishment and development exit.
Commercial mortgages Owner-occupied, investment and refinancing cases: test leverage, income cover and debt structure.
Business finance Assess borrowing requirements, affordability and funding structure.
Test the funding structure

What can the Property and Business Finance Calculator assess?

The Workspace can be used to examine development finance for ground-up, conversion and refurbishment projects, as well as bridging finance for purchases, refinancing, capital raising and development exits. You can also examine commercial mortgages for owner-occupied and investment property, including refinancing and capital raising. It can also help you test cash requirements, leverage, debt, funding costs and exit assumptions before deciding whether the transaction is ready for a lender approach or needs further work.

Start with your transaction. Choose the type of finance you want to examine and work through the numbers. If you are unsure what something means or what to enter, use the chatbot as you go.

The output is indicative and is not a lending decision or commitment to lend. The Financial Conduct Authority explains how to check a financial firm or individual .